MicroCap has relationships with many Banks and Commercial Lenders to provide financing for your deal. Here are some of the key issues lenders look at to determine financing:
1- The strength of the deal (all MicroCap deals are strong!)
2- The Industry- Restaurants and Gas Stations are examples of businesses that are harder to finance
3- Personal (or Corporate) Assets and Credit Score
4- Loan-to-Value Ratio (LTV). This can vary from 50% to 90% Financing (10-50% Down Payment)
In order to better serve our clients, we only recommend SBA loans as a last resort.